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QLife Money is not a bank and is not a money transmitter. QLife Money partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank, N.A., Member FDIC.

USD balances in QLife Money for Business financial accounts are eligible for FDIC pass-through deposit insurance up to 250,000 USD per depositor, per financial institution, for deposits held in the same ownership category, if the requirements for pass-through insurance are satisfied. Neither Stripe nor QLife Money is an FDIC-insured institution, and the FDIC's deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.