Built for LGBTQ+ households — chosen family, partners who aren't married, names the bank got wrong. Hand us the shoebox — we'll sort the money.
Early Bird: first 3 months of Pro free · No credit card · We never sell your data
Most personal finance apps fail you in the same five ways. We built QLife Money around fixing every one of them.
The #1 complaint about every money app, and we won't pretend we've beaten it — we connect through Plaid, same as everyone else. What's different is what happens next. Repairing a dropped link is one tap. And if your bank stays stubborn, you're still not stuck: download the statement, drop it in your shoebox, and we read every transaction off the PDF. Your history doesn't stop because your bank logged you out — or because you closed the account.
Mint never worked out that one Amazon charge was groceries and the next was a gift — and honestly, no app can, from a bank feed that just says AMZN MKTP US. So we don't guess. Forward the order confirmation or drop the receipt in your shoebox and we read the actual line items. Fix a category once and we remember it for that merchant, across your whole history. Split one charge across as many categories as it really was.
Most apps assume one earner, one spouse, one home, one bank account. We support partners who aren't married, three-adult households, chosen family, domestic partners in community-property states, and every other way real people share money.
Your bank still has your old name. Your credit card has your new one. The IRS has both. Every other money app picks whichever one arrived first and calls it a day. We keep the name your accounts send us apart from the name you actually go by — you set your display name and your pronouns, and that is what you see, on every screen. We will never show you a deadname.
Free money apps make money by selling your transaction patterns to advertisers, lenders, and hedge funds. We don't have a free-forever tier subsidized by your data. We charge a fair price and answer only to you.
You know the shoebox in your closet stuffed with receipts, statements, tax forms? Imagine one that sorts itself, knows you, and shows you what it all means. This isn't a features list — it's three product decisions no other money app has made.
Real households are complicated. Real identities don't always match the documents. QLife Money is the only money app where chosen name, pronouns, and household structure are first-class parts of the data model.
You know that mental shoebox where you stuff receipts, statements, and W-2s? We built an actual one — except it sorts itself. Every transaction, receipt, document, and account becomes one connected ledger.
Spending is half the story. Track what you owe, what's coming due, and where you'll land next month — so the number you see is your real one.
We respect the apps that came before us. We just think you deserve more from one of them.
| Feature | QLife Money | Monarch | YNAB | Credit Karma | Rocket Money |
|---|---|---|---|---|---|
| Annual price | $79–$129 | $99.99 | $109 | Free* | $84–$168 |
| Auto-sync 12,000+ institutions | ✓ | ✓ | ✓ | ✓ | ✓ |
| Reads your statements & receipts (PDF or photo) | ✓ | — | — | — | — |
| Import a whole year from statements | ✓ | — | — | — | — |
| AI assistant & categorization | ✓ | ✓ | — | Intuit Assist | — |
| Business licenses & renewals tracked | ✓ | — | — | — | — |
| Chosen name & pronouns | ✓ | — | — | — | — |
| Non-traditional households | ✓ | Traditional | Traditional | — | — |
| Free household sharing | ✓ Unlimited | ✓ Unlimited | ✓ Up to 6 | — | Premium only |
| Sells your data | Never | No | No | Yes (lead-gen) | Partial |
*Credit Karma is "free" because it earns commissions from the loans, cards, and insurance it recommends to you.
We didn't add inclusion as a feature request. We built the entire data model around the reality that your name, your pronouns, and your household are not afterthoughts — they're foundational.
Your chosen name is what you see — on every screen, every export, every email. Your legal name lives quietly in the background, only used when the IRS or your bank actually requires it.
Pronouns are stored on your profile and respected in every notification, summary, and export. Not optional. Not buried in settings.
If your bank or card issuer still has an old name on file, we'll match it for IRS purposes — but you'll never see it. Not in transactions, not in support tools, not anywhere.
Partners who aren't married. Domestic partners in community-property states. Three-adult households. Chosen family supporting each other. We model your household the way it actually is — not the way a 1998 banking app imagined it.
“Generic personal finance apps tell you what you spent. QLife Money tells you what it means — for your wealth, your household, and your life.”QLife Money founding principle
No surprise upsells. No "free" tier subsidized by selling your data. Pick the plan that fits and switch any time.
Early Bird: sign up now and your first 3 months of Pro are free — no credit card required.
Try it before you commit
Forever free
For most people
or $79/year — save 34%
First 3 months free · no card
When tax time & paperwork get real
or $129/year — save 28%
Run a small business or self-employed at scale? QLife Money for Business →
Own an LGBTQ+ business and want to be found? List on the Marketplace — free →
Every Pro and Premium member gets free access to the things that make QLife Money more than software.
Searchable directory of LGBTQ+-owned and allied businesses. See in your dashboard exactly how much of your spending stays in the community each month.
Original reporting on money, career, and life — written by and for our community. Not stock-photo personal finance content.
Real guides to real situations: trans entrepreneurs opening accounts, RDP couples sharing finances, gender-affirming care & HSAs, second-parent adoption.
Own an LGBTQ+ or allied business? Get a free listing in the national QLife Money marketplace — no QLife Money for Business account required, no strings attached. Upgrade if and when you want more visibility.
For every LGBTQ+ & allied business
Forever free
For businesses that want to be found first
or $150/year — save 17%
Want a QLife Money business account too (business account, books, NGLCC tracking)? QLife Money for Business is $45/mo →
We will never sell, license, or share your transaction data with advertisers, lenders, or anyone else.
Chosen name, pronouns, and your real household structure are foundational — not optional fields buried in settings.
One subscription. No upsells, no surprise fees, no dark patterns. Cancel any time and keep your data.
SOC 2-aligned controls, AES-256 encryption, read-only account links, and a quick-wipe panic control if you ever need it.
Every member of our support team is trained in LGBTQ+ cultural competency. No misgendering, no deadnaming, no explaining yourself.
Early Bird members get their first 3 months of Pro free — no credit card, cancel anytime, take your data with you. Your money should know who you are — and work for the life you actually live.
