Home

Home is the first screen after you sign in.

It answers two questions: what are you worth right now, and is there anything that needs a decision from you. The top card shows your net worth (everything you own minus everything you owe across the accounts in the current scope) with a link to your linked accounts. Below it, a Needs you card lists only the things waiting on a decision: documents in the Shoebox that were read but could not be matched to an account, a backlog of uncategorised transactions, and an invitation to set up a household if you have not. When there is nothing to do the card does not appear at all.

The rest of the page is a read-only summary: the last 30 days (what you spent, what came in, how many transactions, and the share spent at LGBTQ+-owned and allied businesses), where you spend most, a net worth chart over the last 180 days, spending by week, where it goes, and a compact by-year strip that opens each tax year's detail. Balances load first and the activity figures and charts fill in a moment later, because live balances come from your bank while activity comes from transactions already stored.

Before any account is linked, Home shows a single card, 'Your shoebox is empty. Let's fill it', with buttons to connect a bank or upload a statement.

How to

Check your net worth

Open the dashboard. Home is the first entry in the sidebar.
Read Net worth at the top of the page. Assets and Liabilities appear beneath it when they are available.
Click the 'N linked accounts →' link to open the Accounts page.
Scroll to the Net worth chart to see the last 180 days. Hover for a day's value, or expand the table beneath the chart to read the numbers.

Clear what needs you

Look for the Needs you card under your net worth. If it is absent, nothing is waiting.
'N documents waiting on you' means the Shoebox read a file but could not tell which account it belongs to. Click Open shoebox → and assign each file to an account.
'N transactions need a category' means the backlog has passed 20. Click Start catching up → to open Catch-Up, where transactions are grouped by merchant so one decision clears every row for that merchant.
'Share money with your household' is an invitation, not a chore. Click Set it up → to open Household, or ignore it.

Review the last 30 days

Scroll to the Last 30 days card: Spent, Came in, Transactions, and, when any spending matched the directory, the percentage at LGBTQ+-owned and allied businesses.
Click See where it went → to open Insights.
Where you spend most lists your top six merchants for the period. Click All transactions → to open Transactions.
The Spending by week and Where it goes charts each have a hover layer and a data table beneath them, so every number is readable without the chart.

Open a tax year

Scroll to By year. Each row shows the income, deductions and net for that year.
Click Open → to see that year's filing entities, licences and the accounts that were active.

Reference

Net worth: Total assets minus total liabilities across the linked accounts in the current scope. The hero figure at the top of Home, with Assets and Liabilities beneath it when available.
Needs you: The only card on Home that asks for anything. Lists Shoebox documents waiting for an account, a category backlog of 20 or more transactions, and a household invitation. Renders nothing when there is nothing to do.
Last 30 days: Spent, Came in and Transactions for the past 30 days, from transactions already stored, plus the share of spending at LGBTQ+-owned and allied businesses when any matched.
Came in: Money received over the last 30 days. Transfers between your own accounts are not counted.
At LGBTQ+-owned & allied: The percentage of the last 30 days' spending that matched a business in the QLife directory. Shown only when at least one transaction matched.
Where you spend most: Your top six merchants over the last 30 days by amount.
Net worth chart: Net worth by day over the last 180 days, with assets and liabilities in the table beneath. A snapshot is recorded each time your summary loads.
Spending by week: A bar per week of spending. One colour per chart: the length of the bar is the value.
Where it goes: Spending by category, ranked, as horizontal bars.
By year: A compact strip of tax years with income, deductions and net. Each opens the full per-year view at /dashboard/year/.
Your shoebox is empty: The first-run card shown before any account is linked, with Connect a bank and Upload a statement buttons.