Reference
What is in the beta, and what is not yet
The features switched on for beta accounts, the ones that are visible but held back, and the ones that are not built yet.
The beta runs on the Early Bird launch posture: the consumer product is fully open, and the parts that would move real money or open real bank accounts are held back until the consumer side has proved itself with you. Where a held-back page is still visible in the app, this guide's topic for it says so at the top.
| Feature | Status | Notes |
|---|---|---|
| Linking banks and cards | On | Through Plaid, which covers more than 12,000 US institutions. Read-only. |
| Categorisation, Catch-Up and merchant rules | On | Personal and IRS categories; one decision per merchant. |
| Shoebox uploads and email forwarding | On | PDF, images, spreadsheets and documents up to 100 MB each; forward to shoebox@qlife.money. |
| Insights, Budget and Forecast, Envelope Budget, Bills and Cash Flow, Goals | On | |
| Net worth and net worth history | On | A snapshot is recorded each time your summary loads. |
| Household sharing | On | Invite by email; share account by account. |
| Tax Center, Reports, Audit Trail | On | Federal income tax. Computed from your categorised transactions. |
| Investments | Partial | Holdings entered by hand, with cost basis and gain. Brokerage sync is not switched on. |
| Credit-card statement detail (Liabilities) | Partial | Shown where your issuer provides it. Some cards need to be relinked to get it. |
| Businesses, Accounting, Balance Sheet, Contractors and 1099s, Compliance | On | For the businesses you track. |
| Invoices | On | Send an invoice from a business and get paid by card. |
| Opening a QLife Money business bank account | Held back | The page is visible; applications are not being accepted during the beta. |
| Business cards | Held back | Needs a QLife Money business bank account. |
| Move Money | Limited | Only for businesses that already have a QLife Money financial account. |
| Linking through Stripe Financial Connections | Off | Plaid handles every new link. Older Stripe links keep syncing. |
| Email and password sign-in | Not yet | Sign in with Apple, Google or Facebook. |
| Phone and tablet | Not yet | The web app works best on a laptop or desktop. A native iOS app is in development. |
| Billing | Not yet | Nothing charges during the beta. Pricing after the trial is published on the home page. |
| Marketplace and Events | On | A national directory of LGBTQ+-owned and allied businesses, and what is on near you. |